PayRupik – Instant Personal Loan App

PayRupik is an instant personal loan app that offers quick and easy access to funds for individuals in need of financial assistance. The app is designed to provide loans to people with different credit scores and financial backgrounds.

PayRupik – Instant Personal Loan App Basic Features

  • Users can apply for a loan from the comfort of their home or office through the app, without having to physically visit a bank or lending institution.
  • Once the loan application is approved, the funds are disbursed directly to the borrower’s bank account within a short period, often within a few hours.
  • Users can apply for a personal loan without any collateral or security.
  • The entire loan application process is digital, with no physical documents required.
  • The app may have a feature that allows users to check their eligibility for a loan instantly, based on their income, credit score, and other factors.
  • The app may offer a range of loan amounts and tenures, allowing users to choose a loan that suits their financial needs and repayment capacity.
  • PayRupik offers flexible repayment options, allowing you to choose the repayment period that suits you best.
  • Users can manage their loan account online, view repayment schedules, make payments, and track their loan status.
  • The PayRupik App is available on both Android and iOS, allowing you to apply for a loan.
  • PayRupik offers competitive interest rates on personal loans based on the user’s credit profile and repayment history.

PayRupik App Basic information

  • PayRupik money loan amount: Upto Rs 10,000.
  • PayRupik App Rating: 4.3 ⭐.
  • PayRupik App Download: 1M+.
  • PayRupik App Download Size: 19MB.
  • Tenure: 3 months to 12 months.
  • Maximum Annual Percentage Rate (APR): 35% per annum.
  • Processing Fee: from Rs 80 to Rs 2000 depend on the loan tenure and amount.
  • GST: 18% on the processing fee in accordance with the law and policy of India.
  • The app requires minimum documentations.
  • 100% Paperless Process.
  • 24×7 Active Service Instant Disbursal.

PayRupik personal loan eligibility

  • The applicant must be an Indian Citizen.
  • The applicant must be at least 18 years of age.
  • You must have a bank account in India to use the PayRupik app.
  • You must have a valid Indian mobile number registered with your bank account.

documents required by payRupik loan App

  • The Applicant must be required Pan Card for cibil score check.
  • Aadhar Card for address proofs.
  • The applicant must have own mobile number.
  • Election Card or Driving Licence.
  • Your salary must be credited to your bank account regularly.
  • Salary Account Bank Statement.
  • Salary Slip or Office Work Email ID.
  • Additional Address Proof (address ifnotupdated in Aadhar Card).

PayRupik Personal Loan App Review

PayRupik Personal Loan App Review.

How to Apply?

  • Go to the Google Play Store or Apple App Store on your mobile device.
  • Search for “PayRupik Personal Loan” in the search bar.
  • Click on the “Install” or “Get” button to download and install the app on your device.
  • Once the installation is complete, open the app.
  • Click on the “Register” or “Sign Up” button to create a new account.
  • Provide the required details, such as your name, email address, mobile number, and password.
  • Verify your email address and mobile number through the OTP (One-Time Password) sent to your registered email address and mobile number.
  • Fill in your personal information, including your date of birth, employment details, income, and other relevant details.
  • Upload the necessary documents, such as your identification proof, address proof, and income proof, as per the app’s requirements.
  • Choose the loan amount and tenure as per your requirement from the available options in the app.
  • The app will display the EMI (Equated Monthly Installment) amount based on the loan amount and tenure selected by you.
  • Review the loan details, including the loan amount, tenure, and EMI amount, before submitting the loan application.
  • Click on the “Submit” or “Apply” button to submit your loan application.
  • PayRupik’s team will review your loan application and verify the information and documents provided by you.
  • You will receive notifications and updates on your loan application status through the app or via email and SMS.
  • If your loan application is approved, you will receive a loan offer from PayRupik with the loan amount, tenure, interest rate, and other terms and conditions.
  • Carefully review the loan offer and click on the “Accept” or “Agree” button if you agree to the terms and conditions.
  • Once you accept the loan offer, PayRupik will disburse the approved loan amount to your registered bank account.
  • You can track the disbursal status through the app and receive a confirmation once the loan amount is credited to your account.
  • Repay your loan EMIs as per the schedule provided by PayRupik.
  • You can make EMI payments through the app using various payment options, such as net banking, UPI, or debit card.

Avantages Of Getting A personal Loan From payRupik App

  • PayRupik app offers a simple and hassle-free application process for personal loans.
  • You can apply for a loan anytime, anywhere, without having to visit a physical branch.
  • PayRupik app has a simplified eligibility criteria, making it accessible to a wide range of borrowers.
  • Even if you have a moderate credit score or limited credit history, you may still be eligible for a personal loan from PayRupik.
  • PayRupik app offers flexible loan amounts, allowing you to borrow the amount you need, based on your financial requirements.
  • PayRupik app provides complete transparency in terms of fees and charges.
  • There are no hidden charges or fees, and everything is disclosed upfront.
  • PayRupik app requires minimal documentation for personal loan applications, reducing the hassle of extensive paperwork.
  • You can submit the required documents online, making the loan application process more convenient andtime-saving.
  • PayRupik appoffers customer support through various channels, including phone, email, and chat, helping you with any queries or concerns you may have during the loan application and repayment process.
  • Prompt customer support ensures a smooth borrowing experience.
  • PayRupik app provides an online account management system, allowing you to track your loan status, view repayment schedule, and make payments conveniently through the app.
  • You can manage your loan account online, ensuring easy and efficient loan management.


Sayyam Investments Pvt Ltd.


PayRupik is a personal loan app that claims to prioritize the security and privacy of its users. To ensure the security of user data, PayRupik uses encryption technology to protect user information from unauthorized access. The app also requires users to create a strong password and regularly change it to prevent hacking attempts. PayRupik follows industry-standard security protocols and complies with relevant data privacy laws to keep user information safe.


PayRupik is a viable option for those who need quick access to funds, but it is important to use it responsibly and only take out loans that can be repaid on time.

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